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Fidelity Investments: full-service brokerage, commission-free stock trades

Fidelity offers $0 commission on US stock and ETF trades, plus retirement accounts and research tools. We check what a traditional brokerage adds over a trading app.

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Fidelity is the pick for anyone who wants an established financial institution behind their brokerage account, not just a trading app — research, cash management, and retirement planning included.

What it gives you

Zero commission. $0 on US stock and ETF trades for retail clients, per the developer, with no subscription required to access it.

Research and analysis. Industry-leading research tools built into the app, aimed at people who want more than a bare-bones trading screen.

Cash management alongside investing. Trade, transfer, deposit checks, and pay bills from the same account — uninvested cash automatically goes into a money market fund rather than sitting idle.

What it costs

Complexity. Fidelity is built around being a full financial institution, not a lean trading app — that means more menus and more disclosures than Robinhood or Acorns.

Crypto is separate and limited. Trading is available through Fidelity Crypto, but it's positioned as a distinct, higher-risk product, not a core feature the way it is in Robinhood.

Who it's for

People who want a traditional brokerage relationship — retirement accounts, research, and cash management in one place — rather than a pure trading app. For a simpler, trade-first experience, Robinhood or Webull are more direct.

The rest of the picks are in our best investing apps roundup.

Common questions

Is Fidelity available on Android?
Yes, on both iPhone and Android. We checked both stores on September 22, 2026, with the developer name matching exactly.
What languages does Fidelity support?
Of the languages this site covers, the App Store lists: English only.
Is Fidelity free?
Yes. $0 commission applies to online US stock and ETF trades for retail clients, per the developer — no subscription tier is mentioned anywhere in the app's description.